The Top 10 Affordable States with the Best Quality of Life in 2025
October 22, 2024
Choosing the right place to live can be challenging, especially when you’re trying to balance affordability with a high quality of life. Many people assume that living in an affordable state means sacrificing opportunities for outdoor activities, cultural experiences, or job prospects, but that’s not always the case. This list of the Top 10 Affordable States with the Best Quality of Life in 2025 highlights the best places where you can enjoy both a lower cost of living and a great lifestyle. Whether you’re considering an interstate move for work or simply looking to upgrade your quality of life without breaking the bank, these states are worth considering.
1. Colorado
- Population: 5,800,000
- Top City: Colorado Springs
- Median Home Price: $450,000
- Median Rent: $1,500
- Median Household Income: $77,000
- Unemployment Rate: 3.3%
- Average Temperature: 52°F
- Cost of Living: 12% higher than U.S. average
Colorado offers an unbeatable combination of affordable living, access to year-round outdoor adventures, and a strong job market. Cities like Colorado Springs offer a lower cost of living compared to Boulder or Denver while maintaining close proximity to nature. If you’re an outdoor enthusiast, Colorado’s lifestyle can’t be beat.
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2. Tennessee
- Population: 7,100,000
- Top City: Chattanooga
- Median Home Price: $232,000
- Median Rent: $1,050
- Median Household Income: $64,000
- Unemployment Rate: 3.5%
- Average Temperature: 61°F
- Cost of Living: 11% lower than U.S. average
With no state income tax and a low cost of living, Tennessee is a top choice for those looking to maximize affordability. Chattanooga, in particular, offers stunning natural scenery, outdoor activities, and a thriving arts scene. It’s a great place to call home if you’re seeking adventure without breaking the bank.
3. North Carolina
- Population: 10,500,000
- Top City: Asheville
- Median Home Price: $300,000
- Median Rent: $1,250
- Median Household Income: $65,000
- Unemployment Rate: 3.5%
- Average Temperature: 61°F
- Cost of Living: 5% lower than U.S. average
North Carolina offers a diverse range of experiences, from coastal cities to mountain retreats. Asheville, known for its artsy vibe and scenic beauty, provides affordable living with access to the Blue Ridge Mountains. If you’re considering relocating for work or school, Raleigh-Durham is home to a booming tech and healthcare job market.
Thinking about a move? Explore our Ultimate Checklist: Must-Do’s Before Moving to a New State for helpful planning tips.
4. Georgia
- Population: 11,000,000
- Top City: Savannah
- Median Home Price: $245,000
- Median Rent: $1,200
- Median Household Income: $71,000
- Unemployment Rate: 3.4%
- Average Temperature: 63°F
- Cost of Living: 9% lower than U.S. average
Georgia blends Southern charm with affordability, especially in cities like Savannah. With its historic atmosphere, beautiful parks, and access to the coast, Savannah is a fantastic place to live if you’re looking for both affordability and a rich cultural experience. Meanwhile, Atlanta offers robust job opportunities in tech, healthcare, and logistics.
Considering a long-distance move to Georgia? Learn more about how to protect your fragile belongings during your move in our How to Safely Move High-Value or Fragile Items: A Step-by-Step Guide.
5. Utah
- Population: 3,300,000
- Top City: Provo
- Median Home Price: $360,000
- Median Rent: $1,400
- Median Household Income: $85,000
- Unemployment Rate: 2.3%
- Average Temperature: 70°F
- Cost of Living: 1% higher than U.S. average
Utah combines a strong job market, particularly in the tech sector, with stunning outdoor recreation opportunities. Provo, a rapidly growing city, is perfect for those looking for a family-friendly environment while maintaining close access to national parks and world-class skiing. Despite the slightly higher cost of living, Utah remains a great option for those seeking an active, affordable lifestyle.
6. Missouri
- Population: 6,200,000
- Top City: Kansas City
- Median Home Price: $199,000
- Median Rent: $950
- Median Household Income: $65,000
- Unemployment Rate: 3.2%
- Average Temperature: 60°F
- Cost of Living: 11% lower than U.S. average
Kansas City, Missouri, is known for its affordable urban living, vibrant arts scene, and strong job market in healthcare, education, and finance. With a low cost of living and a culturally rich environment, it’s a fantastic option for individuals and families looking to make a long-distance move without sacrificing lifestyle.
7. Idaho
- Population: 1,900,000
- Top City: Boise
- Median Home Price: $380,000
- Median Rent: $1,300
- Median Household Income: $65,000
- Unemployment Rate: 2.5%
- Average Temperature: 51°F
- Cost of Living: 5% higher than U.S. average
Boise is one of the fastest-growing cities in the U.S., offering an affordable lifestyle with easy access to outdoor activities like skiing, hiking, and river rafting. With a burgeoning tech scene, Boise is a top choice for professionals looking for a blend of career growth and quality of life.
8. Texas
- Population: 30,000,000
- Top City: Austin
- Median Home Price: $275,000
- Median Rent: $1,600
- Median Household Income: $67,000
- Unemployment Rate: 3.5%
- Average Temperature: 68°F
- Cost of Living: 15% lower than U.S. average
Known for its no state income tax and a relatively low cost of living, Texas offers a variety of options for affordable living. Austin, with its vibrant music and tech scene, has become a hub for young professionals. Whether you’re looking for job opportunities or a culturally rich environment, Texas is an affordable yet exciting place to relocate.
9. Nebraska
- Population: 2,000,000
- Top City: Omaha
- Median Home Price: $205,000
- Median Rent: $987
- Median Household Income: $71,000
- Unemployment Rate: 2.3%
- Average Temperature: 48°F
- Cost of Living: 11% lower than U.S. average
Nebraska offers one of the lowest costs of living in the U.S., with affordable housing and low utility costs. Omaha is a growing city with a strong job market in finance, tech, and healthcare. The city’s low cost of living and family-friendly atmosphere make it a great place to settle down.
10. Iowa
- Population: 3,200,000
- Top City: Des Moines
- Median Home Price: $181,000
- Median Rent: $900
- Median Household Income: $70,000
- Unemployment Rate: 3.3%
- Average Temperature: 51°F
- Cost of Living: 11% lower than U.S. average
Des Moines offers an affordable cost of living, a stable job market, and a thriving financial and insurance industry. It’s an ideal location for families and professionals looking for a lower-cost option without sacrificing quality of life.
Thinking of relocating to Iowa? Be sure to read our guide on Must-Do’s Before Moving to a New State to ensure a seamless transition.
Conclusion
When deciding where to live, it’s crucial to find a state that not only fits your budget but also offers a high quality of life. These 10 states provide a perfect balance of affordability and lifestyle, making them ideal choices for families, professionals, and retirees alike. From outdoor adventures in Colorado to tech job opportunities in North Carolina, these states offer something for everyone.
Need help with your move? Visit our guide on the Top 10 Interstate Moving Companies to get started.
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Cost of living
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